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Ask Jane: Can I take a tax break for college expenses?

If you’re paying for higher education, the government is actually here to help you. You can write off part of the cost on your tax return. You can take one of three tax breaks, but only two of them are worth your while. You qualify for the write-offs if you’re paying tuition for ...

Freebie Corner: Free Krispy Kreme for Daylight Savings

Daylight savings time is this weekend and Krispy Kreme is giving everyone a free doughnut. All you have to do is stop in to get one on March 10th!  How about a box of free hair color? L'Oreal is giving out 10,000 free boxes a day until the 18th. There ...

More sellers are getting their homes' asking price

Good housing-market news keeps rolling in. The latest says that the gap between the seller’sasking price and the eventual sales price is narrowing, and that homes are selling faster. While this is obviously good news for sellers, buyers should welcome it too. If homes are selling faster and prices are firmer, the buyer ...

Freebie Corner: Free yogurt and topping at Yogurtland

This week you can grab a sample of Downy, a free Gillette Venus or Embrace razor with a Costco card and a few other freebies. Keep in mind that most freebies come with a coupon and it's usually a higher value coupon than you can get from the Sunday's papers.   ...

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Q&A: Should kids get credit cards for emergencies?

It depends on your child’s maturity level, but I do think it’s a good idea for an at least fairly responsible high schooler to have a credit card for emergencies. One of our biggest responsibilities as parents is to teach our children good money habits, and working with them on an ...

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Is overdraft protection a good idea?

With car insurance, life insurance, identity theft protection and travel insurance, there are as many ways to protect your finances as there are to mess them up. When it comes to banking, consumers can sign up for overdraft protection to insure against overdrawing an account. But for responsible money managers, is it ...

Banks vs. Credit Unions: Which one is right for you?

Once you start making money, one of the most important questions to ask is how - and where - you can save it. Choosing between a bank or a credit union is one of the first decisions you should make, but it's not always an easy one. We've got a ...

7 easy ways to cut food costs when you vacation

There are six people in my family, so there's no question that food is a major line item in our vacation budget. Fortunately, by planning ahead, we've been able to cut our food expenses in half when we travel. Here are seven ways to stay on budget and still be ...

Black Friday creep creates shopping divide

It’s one remedy for turkey coma. Before you reach for a second helping of Thanksgiving dinner — perhaps even before you can actually sit down to Thanksgiving dinner — the annual shopping fete once known as Black Friday will already be under way. This year, several retailers — including Wal-Mart, ...

Savings Secrets: Stacking coupons to save even more money at the grocery store

Did you know that a lot of stores have their own store coupons that you can use to save money on your favorite products? The nice thing about those store coupons, is that you can stack them with manufacturer coupons to save even more money. Here's how it works: Aimee ...

Save money with tips from department store employees

Love to shop? Join the club; in 2011 we spent about $4.7 trillion (yes, trillion!) in retail sales, according the U.S. Commerce Department. And who hasn't overspent at one time or another? With new merchandise refreshed every season, every month–or, at discount retailers like Target and T.J. Maxx, every week–department ...

Slices of thick cut applewood smoked bacon from The Pine Street Market.

Relax, bacon lovers, pork shortage won’t affect U.S.

For a moment there, hogs everywhere might have been snorting a sigh of relief. Earlier this week there was the prediction that a global pork shortage would drive up the prices of bacon, chops and other pork byproducts at your local grocery store. The three little pigs no doubt saw ...

How to use coupons to reach your financial goals

Believe it or not, there are many folks who have never "couponed." They consider it a waste of time, netting only pennies in savings. Oh, how wrong they are, as those of us who do clip coupons can attest.  With the average discount being in the 50-cent to $1 range, ...

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Groundbreaking Latinas- a book review

The impact of Hispanic business in the economic landscape of the United States has been traditionally associated with the efforts of families who often send out their men to join the workforce or support them to become entrepreneurs. The landscape is changing, however, and Latinas are following a socioeconomic trend ...

5 tips at the grocery store that will save you an extra $100 a month

Would you like an extra $100 a month?  How about $200?  Perhaps you could use it to pay off a credit card quicker, save for a vacation, or help support your favorite charity?  For most Americans, finding an extra $100 a month is as easy as making some small changes ...

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Understanding ROI for Hispanic business

Return on investment (ROI) is one of the most important factors that small business owners should be tracking. Most Hispanic entrepreneurs understand ROI as an ideal bottom line aspect of doing business, but the particular role of ROI escapes many small enterprises. A solid understanding of ROI is essential for ...

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